Suburb Data with Damien & Jeremy

Ep. 15: Does Rent Growth Match Property Growth? (Part 2)

In this episode, we answer a listener's question about whether rents have kept pace with property values over the long term. Through detailed chart analysis, we reveal trends in long-term average yields for the nation, state capitals, and regions.
We also examine the big 5 cities, exploring yield trends over the last 20 years. We highlight implications for renters in major cities, noting potential rent increases. Tune in and start building your sustainable path to financial independence in the Australian property market.
 
Episode Highlights:
00:00 – Introduction
01:00 – 20-Year Yield History
02:25 – Listener Question
06:55 – The Big 5
 
Viewer Favourites
👉 Should You Purchase One Big Asset or Two Cheaper Ones? - https://youtu.be/0x8G2rHvp38
👉 Cashflow and Return for a Property Investment - https://youtu.be/1-ML8RkMJdc
👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo
👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-
 
DISCLAIMER:
• Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 14: How to Analyse a Property Market

In this episode, Damien will interview Jeremy on how to analyse a property market. We'll break down key statistics you need to know to make informed decisions in the property market.
Tune in and start building your sustainable path to financial independence in the Australian property market. 
Link – https://www.youtube.com/watch?v=bJlyM_sM6I4
 
Episode Highlights:
00:00 – Introduction
03:19 – How did you get into property analysis?
06:18 – What qualifies you to give advice?
09:12 – Is rent growth a precursor to capital growth or any other metric?
11:37 – Is it a perfect science and 100% accurate?
15:15 – How can supply increase?
18:30 – Population growth
20:30 – Technical and fundamental analysis
22:26 – How do we know we can trust data?
24:16 – Property clock
25:55 – Monitor your property performance
28:27 – Can you rely on one metric?
31:40 – Income growth and its impact on capital growth
32:35 – Is there a lag time in the data? Peak of the market
35:09 – Volatility
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 13: Cashflow and Return for a Property Investment

In this episode, we discuss how to analyse the numbers for an investment property. Learn how to calculate your return on investment and understand the crucial roles of growth and rental income.
Tune in and start building your sustainable path to financial independence in the Australian property market.
 
01:59 – Strategies for Saving and Budgeting03:22 – Car Lease06:10 – Car Liability07:05 – Barbershop07:30 – Cashflow for a Property Investment11:40 – Spreadsheet Numbers15:56 – Annual Expenses19:00 – Equity Release for Shares22:13 – Depreciation & Off the Plan24:12 – Growth26:18 – Vanguard Index Fund Return29:52 – 88% LVR (LMI)32:20 – Shares33:47 – Closing Thoughts
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 12: Data Accuracy and Reliability for Days on Market (DOM)

In this episode we discuss why getting your numbers right, especially Days on Market (DOM), is crucial for making informed decisions. From understanding DOM variations across platforms, this episode is packed with valuable insights to empower your property journey. Don't miss out on learning how to navigate the property market confidently by prioritizing data accuracy.
Tune in to learn how to build a sustainable path towards financial independence in the Australian property market.
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 11: How Much Do You Need For Property Investing?

In this episode, we cover how much you need for property investing with our special guest Alana. We'll chat about upfront costs, like down payments and closing fees, and how Lenders Mortgage Insurance (LMI) can help you get started. We'll also cover strategies and government perks for first-timers.
Tune in to learn how to build a sustainable path towards financial independence in the Australian property market.
 
Alana’s Details -
Connect on LinkedIn - https://www.linkedin.com/in/alana-kunicki/
Initial Lending Consultation - https://calendly.com/alana-wemortgage/30min?month=2024-04
 
Episode Links –
Stamp Duty - https://stampduty.calculatorsaustralia.com.au/
LMI - https://www.yourmortgage.com.au/calculators/mortgage-insurance
Super Saver - https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/early-access-to-super/first-home-super-saver-scheme
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 10: Does Rent Growth Match Property Growth?

Do rents grow in line with property values, have they kept up over the decades? In this episode, we guide you through the recent market shifts.
Tune in for insights into how these factors affect investment strategies.
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 9: Vacant Land Risk: How Far Away is Safe Enough?

Ep. 09: Vacant Land Risk: How Far Away is Safe Enough?
In this episode, we delve into the risks of investing in vacant land and its association with oversupply in property markets. Through real-world examples and satellite imagery, we highlight why avoiding vacant land is crucial for sustained capital growth.
We analyse growth patterns and suburb proximity to greenfield estates, revealing the correlation between vacant land and investment pitfalls. We offer actionable insights to mitigate oversupply risks and help investors navigate the property market confidently, aligning investments with long-term growth objectives.
 
Episode Highlights –
01:04: Introduction and presentation setup.
02:11: Discussion on risks of investing in vacant land and misleading tactics.
03:36: Commentary on misleading advice.
04:05: Acknowledgment of effort in research.
05:17: Critique of misleading statements by an expert.
06:13: Analysis of growth comparison.
07:39: Examination of Glenwood's growth and suburb selection.
09:12: Assessment of growth in Bendigo suburbs and research critique.
10:46: Discussion on sample size inadequacy.
11:53: Highlighting false market forecasting claims.
13:02: Personal experience of oversupply impact.
14:10: Speculation on motives behind misleading advice.
14:58: Introduction to a research focus on new supply and vacant land risk.
16:03: Discussion on greenfield estates' contribution to population growth.
17:13: Explanation of dwelling growth vs. capital growth relationship.
18:25: Overview of extensive research period and dataset.
20:21: Analysis of capital growth impact based on distance from greenfield estates.
22:05: Presentation of research findings on land sales and capital growth.
25:19: Conclusion emphasising the negative impact of vacant land on capital growth and broad trends in research findings.
32:32: Jeremy discusses higher risk with more land.
33:47: Emphasising and analysing a 7-kilometre radius for growth.
37:40: The inverse correlation between land sales and growth.
43:11: Kent shares insights on market behaviour and risks.
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorised to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 8: Unlock Financial Freedom

In this episode, we cover the first steps toward achieving financial freedom through property investment.
From discussing the various forms of passive income, including rental income, shares, and managed funds, to offering practical advice on navigating through financial hurdles, we provide invaluable insights for both seasoned investors and beginners alike.
Tune in to learn how to build a sustainable path towards financial independence in the Australian property market.
 
Episode Highlights:
00:08: Introduction and Definition of Financial Freedom
01:26: Passive Income Sources
05:34: Discussion on Superannuation and Targets
09:02: Setting Passive Income Targets 13:19: Cash Flow Management Tips
20:23: Balancing Aggressiveness and Risk
20:43: Investment Strategy and Risk Management
22:07: Asset Allocation and Portfolio Management
23:58: Financial Planning and Budgeting
25:28: Spending Priorities and Lifestyle Choices
27:37: Retirement Planning and Debt Management
30:59: Conclusion and Call to Action
 
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 7: Free Data vs Paid

In this episode of the Suburb Data podcast, we dive into the debate of free data versus paid data in property investing. We kick off the discussion by addressing a viewer's comment from a previous episode about the pros and cons of buying one $1 million asset versus two $500,000 assets.
We weigh factors like diversification, yield, and flexibility in property investment strategies. We then delve into the main topic of free data versus paid data, exploring the reliability and value of different data sources. Emphasizing the importance of thorough research and due diligence when using data to inform investment decisions, highlighting the potential pitfalls of relying solely on free data or marketing-driven analysis.
Throughout the episode, we share personal anecdotes and insights from our 23 years of experience in the property investment game, offering practical advice for listeners navigating the complex world of property investing.
 
TIME STAMPS:
Introduction: 08:13 - 29:10
Viewer Comment Discussion: 29:12 - 02:09:02
Property Management and Maintenance: 02:09:07 - 03:25:04
Data-Driven Investing Introduction: 03:25:06 - 03:54:12
Viewers Comment Analysis: 03:54:13 - 05:26:21
Property Data and Analysis: 05:26:21 - 06:52:15
Personal Experience and Property Details: 06:52:15 - 07:56:11
Data-Driven Decision-Making: 07:56:11 - 08:35:02
Free vs. Paid Data Comparison: 08:35:04 - 09:41:22
Importance of Due Diligence: 09:42:02 - 10:06:12
Analysis Paralysis and Data Accuracy: 10:06:12 - 10:46:02
Value Proposition and Data Sources: 10:46:04 - 11:51:19
Accountability in the Industry: 11:51:19 - 19:08:16
Tailoring Data to Specific Needs: 19:08:16 - 20:18:22
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 6: Should You Purchase One Big Asset or Two Cheaper Ones?

In this episode, we’re diving into the classic property investing debate - Purchase One Big Asset or Two Cheaper Ones? We chat about the perks and pitfalls of each approach, helping you navigate your investment decisions with ease. Find out which option suits your long-term goals for building a strong property portfolio.
 
Tune in for key insights to safeguard your property investment journey.
 
Episode Highlights:
1:08: Advantages of purchasing 1 larger asset
2:00: Qualities of interest for investing. Low risk, high growth, high cash flow
2:40: Diversification, One 1 million dollar property or two 500k properties
3:30: Land tax considerations
4:10: 1 Million dollar budget, what would you do?
5:25: Consider interest rates and their future impact
6:50: Volatility = Measure of risk
8:46: Planning ahead, invest intelligently to avoid needing to sell down
11:00: Selling down
12:35: Closing thoughts
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.