Suburb Data with Damien & Jeremy

The Suburb Data Podcast is your ultimate guide to property investing and expert busting. With over 20 years of experience, Damien and Jeremy guide you on a journey to property investment success, helping you avoid common mistakes using the demand to supply ratio (DSR) algorithm.

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Episodes

7 days ago

In this episode, we review an email from an unnamed buyer's agent, examining its claims of helping clients achieve financial freedom by purchasing five properties in 24 months. While the numbers sound impressive, we delve into the details, revealing the exceptional circumstances required for such feats and cautioning listeners about the inflated promises and marketing tricks prevalent in the real estate industry. Through our analysis, we aim to provide a more honest approach to property investment.
 
Tune in for valuable insights and practical advice on navigating the complexities of property investing in Australia.
 
Episode Highlights:
00:00 - Introduction
01:00 – Buyers Agent Email
02:12 – Dissecting the email
08:17 – Key takeaways
10:35 – Benchmark for retirement
13:40 – Conclusion
 
Viewer Favourites
👉 Should You Purchase One Big Asset or Two Cheaper Ones? - https://youtu.be/0x8G2rHvp38
👉 Cashflow and Return for a Property Investment - https://youtu.be/1-ML8RkMJdc
👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo
👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

Wednesday Jul 03, 2024

In this episode, we dive into a fascinating discussion about what rental yields reveal about suburbs and properties.
We challenge the common belief that a stable 6% rental yield might limit annual capital growth to 4%. Our analysis of data reveals a surprising trend. Properties with yields around 6% have seen an average annual capital growth of 7.7%. We also compare growth patterns between regional markets and capital cities, uncovering unexpected similarities that defy traditional investment assumptions.
Tune in and start building your sustainable path to financial independence in the Australian property market.
Episode Highlights:
00:00 – Introduction
01:00 – What is Rental Yield?
01:28 – What drives a property rental yield
05:15 – Not our comments
07:00 – Regional vs State Capitals
11:55 – High Yield vs Low Yield
16:03 – Conclusion
 
Viewer Favourites
👉 Should You Purchase One Big Asset or Two Cheaper Ones? - https://youtu.be/0x8G2rHvp38
👉 Cashflow and Return for a Property Investment - https://youtu.be/1-ML8RkMJdc
👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo
👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-
 
DISCLAIMER:
 
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.
 
 
 
 
 

Wednesday Jun 19, 2024

In this episode, we answer a listener's question about whether rents have kept pace with property values over the long term. Through detailed chart analysis, we reveal trends in long-term average yields for the nation, state capitals, and regions.
We also examine the big 5 cities, exploring yield trends over the last 20 years. We highlight implications for renters in major cities, noting potential rent increases. Tune in and start building your sustainable path to financial independence in the Australian property market.
 
Episode Highlights:
00:00 – Introduction
01:00 – 20-Year Yield History
02:25 – Listener Question
06:55 – The Big 5
 
Viewer Favourites
👉 Should You Purchase One Big Asset or Two Cheaper Ones? - https://youtu.be/0x8G2rHvp38
👉 Cashflow and Return for a Property Investment - https://youtu.be/1-ML8RkMJdc
👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo
👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-
 
DISCLAIMER:
• Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.

Wednesday Jun 05, 2024

In this episode, Damien will interview Jeremy on how to analyse a property market. We'll break down key statistics you need to know to make informed decisions in the property market.
Tune in and start building your sustainable path to financial independence in the Australian property market. 
Link – https://www.youtube.com/watch?v=bJlyM_sM6I4
 
Episode Highlights:
00:00 – Introduction
03:19 – How did you get into property analysis?
06:18 – What qualifies you to give advice?
09:12 – Is rent growth a precursor to capital growth or any other metric?
11:37 – Is it a perfect science and 100% accurate?
15:15 – How can supply increase?
18:30 – Population growth
20:30 – Technical and fundamental analysis
22:26 – How do we know we can trust data?
24:16 – Property clock
25:55 – Monitor your property performance
28:27 – Can you rely on one metric?
31:40 – Income growth and its impact on capital growth
32:35 – Is there a lag time in the data? Peak of the market
35:09 – Volatility
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

Wednesday May 22, 2024

In this episode, we discuss how to analyse the numbers for an investment property. Learn how to calculate your return on investment and understand the crucial roles of growth and rental income.
Tune in and start building your sustainable path to financial independence in the Australian property market.
 
01:59 – Strategies for Saving and Budgeting03:22 – Car Lease06:10 – Car Liability07:05 – Barbershop07:30 – Cashflow for a Property Investment11:40 – Spreadsheet Numbers15:56 – Annual Expenses19:00 – Equity Release for Shares22:13 – Depreciation & Off the Plan24:12 – Growth26:18 – Vanguard Index Fund Return29:52 – 88% LVR (LMI)32:20 – Shares33:47 – Closing Thoughts
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

Wednesday May 08, 2024

In this episode we discuss why getting your numbers right, especially Days on Market (DOM), is crucial for making informed decisions. From understanding DOM variations across platforms, this episode is packed with valuable insights to empower your property journey. Don't miss out on learning how to navigate the property market confidently by prioritizing data accuracy.
Tune in to learn how to build a sustainable path towards financial independence in the Australian property market.
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

Wednesday Apr 24, 2024

In this episode, we cover how much you need for property investing with our special guest Alana. We'll chat about upfront costs, like down payments and closing fees, and how Lenders Mortgage Insurance (LMI) can help you get started. We'll also cover strategies and government perks for first-timers.
Tune in to learn how to build a sustainable path towards financial independence in the Australian property market.
 
Alana’s Details -
Connect on LinkedIn - https://www.linkedin.com/in/alana-kunicki/
Initial Lending Consultation - https://calendly.com/alana-wemortgage/30min?month=2024-04
 
Episode Links –
Stamp Duty - https://stampduty.calculatorsaustralia.com.au/
LMI - https://www.yourmortgage.com.au/calculators/mortgage-insurance
Super Saver - https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/early-access-to-super/first-home-super-saver-scheme
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

Wednesday Apr 10, 2024

Do rents grow in line with property values, have they kept up over the decades? In this episode, we guide you through the recent market shifts.
Tune in for insights into how these factors affect investment strategies.
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

Wednesday Mar 27, 2024

Ep. 09: Vacant Land Risk: How Far Away is Safe Enough?
In this episode, we delve into the risks of investing in vacant land and its association with oversupply in property markets. Through real-world examples and satellite imagery, we highlight why avoiding vacant land is crucial for sustained capital growth.
We analyse growth patterns and suburb proximity to greenfield estates, revealing the correlation between vacant land and investment pitfalls. We offer actionable insights to mitigate oversupply risks and help investors navigate the property market confidently, aligning investments with long-term growth objectives.
 
Episode Highlights –
01:04: Introduction and presentation setup.
02:11: Discussion on risks of investing in vacant land and misleading tactics.
03:36: Commentary on misleading advice.
04:05: Acknowledgment of effort in research.
05:17: Critique of misleading statements by an expert.
06:13: Analysis of growth comparison.
07:39: Examination of Glenwood's growth and suburb selection.
09:12: Assessment of growth in Bendigo suburbs and research critique.
10:46: Discussion on sample size inadequacy.
11:53: Highlighting false market forecasting claims.
13:02: Personal experience of oversupply impact.
14:10: Speculation on motives behind misleading advice.
14:58: Introduction to a research focus on new supply and vacant land risk.
16:03: Discussion on greenfield estates' contribution to population growth.
17:13: Explanation of dwelling growth vs. capital growth relationship.
18:25: Overview of extensive research period and dataset.
20:21: Analysis of capital growth impact based on distance from greenfield estates.
22:05: Presentation of research findings on land sales and capital growth.
25:19: Conclusion emphasising the negative impact of vacant land on capital growth and broad trends in research findings.
32:32: Jeremy discusses higher risk with more land.
33:47: Emphasising and analysing a 7-kilometre radius for growth.
37:40: The inverse correlation between land sales and growth.
43:11: Kent shares insights on market behaviour and risks.
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorised to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 8: Unlock Financial Freedom

Wednesday Mar 13, 2024

Wednesday Mar 13, 2024

In this episode, we cover the first steps toward achieving financial freedom through property investment.
From discussing the various forms of passive income, including rental income, shares, and managed funds, to offering practical advice on navigating through financial hurdles, we provide invaluable insights for both seasoned investors and beginners alike.
Tune in to learn how to build a sustainable path towards financial independence in the Australian property market.
 
Episode Highlights:
00:08: Introduction and Definition of Financial Freedom
01:26: Passive Income Sources
05:34: Discussion on Superannuation and Targets
09:02: Setting Passive Income Targets 13:19: Cash Flow Management Tips
20:23: Balancing Aggressiveness and Risk
20:43: Investment Strategy and Risk Management
22:07: Asset Allocation and Portfolio Management
23:58: Financial Planning and Budgeting
25:28: Spending Priorities and Lifestyle Choices
27:37: Retirement Planning and Debt Management
30:59: Conclusion and Call to Action
 
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.

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