Suburb Data with Damien & Jeremy

Dom from DPR Accountants is back as we unpack trusts versus companies for property investors. We show when each structure makes sense, how the tax actually lands, and the traps to avoid.
You will hear about CGT discounts, dividends and franking credits, land tax from the first dollar in some states, quarantined trust losses, corporate trustees and bucket companies, borrowing and serviceability, plus asset protection.
Clear examples show when a company can beat a trust, and when a trust shines by sharing income with family 🧾
 
Episode Highlights
00:00 - Introduction
00:43 - Company structure examples
05:13 - Legal steps setting up a company
08:19 - Trust structures
21:23 - Company example
24:37 - Trust example
28:38 - Closing thoughts
 
Got questions or feedback?
Email us: PODCAST (AT) SUBURBDATA.COM.AU
 
DISCLAIMER:
• Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.

Dom from DPR Accountants joins us for part one of our three part accounting series.
We break down owning property in your own name. Joint tenants versus tenants in common. Partnerships and land tax surprises. How negative gearing can turn positive and when to time a capital gain. Smart loan structuring like splitting debt between partners, using offsets and PAYG variations to smooth cash flow.
Plus when teaming up to buy helps or hurts and how to protect serviceability while keeping growth front and centre.
Tune in for clear answers and fewer headaches next time you buy
 
Episode Highlights
00:00 - Introduction
00:58 - Property in your own name
06:30 - Investing with siblings or friends
08:37 - Individual income tax
11:24 - Capital gains tax
15:40 - Land tax
30:51 - Loan splits
43:24 - Gearing example
 
Got questions or feedback?
Email us: PODCAST (AT) SUBURBDATA.COM.AU
 
DISCLAIMER:
• Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.

Join us for Episode 50 as we rewind two years of wins, misses, and market shifts. We unpack the new 5% deposit scheme. We cover LMI, serviceability, and the risk of juicing demand. We compare rentvesting and borderless buying with “buy in your backyard.”
We call out the life-coach property hype. We show why DSR3 matters, where Darwin, Perth, and parts of Melbourne are heating up, and how yields and vacancies shape cash flow. We wrap with the biggest lessons: build a strategy, use data, and tune out the noise.
If this helped, drop a like—50 thumbs up and we’ll go weekly.
 
Episode Highlights
00:00 - Introduction
01:12 - Government 5% deposit scheme
08:35 -  More interest in data
09:35 - Suburb Data DSR 3 - Pay per use
12:42 - Strategy shifts
14:55 - NSW fair trading property agent business leaders forum
20:54 - What hasn’t changed?
23:17 - Market sentiment - Nov 2023
24:42 - Around the grounds - Sep 2025
27:55 - The last 3 years
29:33 - Key lessons from the first 50 episodes
32:23 - Thank you
 
Got questions or feedback?
Email us: PODCAST (AT) SUBURBDATA.COM.AU
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.

Are buyer’s agents worth it right now or mostly clever marketing? 🏡
We unpack what a buyer’s agent actually does, where they add real value, and the traps to watch like bias, glossy reports, and chasing off market or under market value.
We compare Perth’s surge with Melbourne’s flat patch, share a real case study of a unit that went backwards over nearly ten years, and explain when to use a local pro versus going DIY with our Suburb Data tools.
Like, comment, and subscribe for more straight talking property chats.
 
Episode Highlights
00:00 - Introduction
00:47 - BA vs Selling agent, what’s the difference?
05:20 - Advantages of having a BA?
16:00 - Example: Melbourne vs Perth
18:38 - Disadvantages & limitations of a BA
23:34 - When a BAD is worth it or not
28:25 - Harris Park unit example
31:21 - Conclusion
 
Got questions or feedback?
Email us: PODCAST (AT) SUBURBDATA.COM.AU
 
DISCLAIMER:
• Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.

We are back with another Q&A answering the questions you have sent through 🙌
We cover depreciation myths and why new builds often underperform, the big yield versus growth debate, units in big cities, and whether Perth is still worth buying into.
We also talk about SMSFs, red flag awards, and the strategies that really drive long term results.
If you have ever wondered if it is too late to start investing at forty, whether chasing yield actually helps you grow a portfolio, or how to spot oversupply before it hurts your returns, this one is for you.
Leave your questions in the comments and we will hit them up in the next Q and A.
 
Episode Highlights:
00:00 - Introduction
02:01 - Depreciation washout
06:12 - Cash flow and capital gain
11:28 - Minimum price for a property
16:35 - High rental yield with capital growth
20:24 - Purchasing an apartment
26:30 - Is 40 years old too late?
27:57 - Purchasing in Perth during the peak
30:21 - Self managed super funds
38:45 - Suburb Data, AI or Human?
Got questions or feedback?
Email us: PODCAST (AT) SUBURBDATA.COM.AU
 
DISCLAIMER:
• Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.

It’s finally here DSR 3! 🚀 In this episode, we reveal the brand-new version of our Demand to Supply Ratio algorithm and show you how it stacks up against the old models.
From why we built it from scratch and why it’s a big leap forward in predicting capital growth, we cover it all. Plus, we take you on a tour of the new Suburb Data platform. Heat-maps, historical charts, context rulers, and our new pay-per-use model designed to make research more flexible than ever.
 
Episode Highlights:
00:00 - Introduction
00:51 - Why we built DSR3
06:58 - Suburb Data website tour
09:36 - How to search for cashflow vs capital growth
24:11 - Common traps
26:37 - Exploring the tool further
27:45 - Historical charts
38:01 - Heat maps
44:31 - What features are coming next?
 
Got questions or feedback?
Email us: PODCAST (AT) SUBURBDATA.COM.AU
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.

Is there really such a thing as the perfect suburb? 🏡 In this episode, we bust the myth and talk about why chasing perfection can lead to analysis paralysis and missed opportunities.
From cherry-picked “hotspot” reports to buyer’s agents with blinkers on, we share why every suburb has trade-offs and what really matters when weighing up growth, cash flow and risk.
 
Episode Highlights:
00:00 - Introduction
02:50 - Have you ever found a metric perfect suburb?
03:38 - Can a suburb be perfect for investment?
10:40 - 2014 Data: Analysis paralysis
13:37 - Pitfalls of the chasing the perfect investment suburb
16:47 - Can you trust the data?
18:19 - Look for reliability
19:06 - Is there a perfect house?
23:21 - Conclusion
 
Got questions or feedback?
Email us: PODCAST (AT) SUBURBDATA.COM.AU
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.

Old-school advice told us to "buy near the CBD" and "chase high income areas" but does the data actually back that up?
In this episode, we dig into why data and tech are changing the property game, how smart investors are using it to make better calls, and why clinging to outdated ideas could be costing you 💥
 
Episode Highlights:
00:00 - Introduction
00:31 - The problem with old school investing
02:57 - Why does data driven investing work better?
09:00 - How has tech changed the game?
14:10 - Not all data is equal
15:48 - What does use of smart data look like?
20:06 - An example when good data has prevented a poor decision
25:10 - Conclusion
 
Got questions or feedback?
Email us: PODCAST (AT) SUBURBDATA.COM.AU
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.

This week we’re building on last episode’s foundations and diving into smart scaling, how to balance growth vs yield, how to avoid emotional traps, and whether chasing “undervalued” deals is actually costing you 💸
Damien fires off rapid-fire questions while Jeremy drops some spicy truths (including his early mistakes!).
Whether you’re a new investor or scaling up, this one's packed with practical tips, laughs and a few hard truths.
 
Episode Highlights:
00:00 - Introduction
00:34 - How do you balance high rental yields with capital growth?
04:15 - Suburb Data context ruler example
09:05 - How does leveraging equity help scale faster?
10:44 - Pulling out equity when available
13:08 - What’s the best way to accelerate capital growth?
19:03 - Signs of an emotional decision
22:20 - How would you choose a good property manager?
29:32 - Have you talked a client out of a bad deal due to bias?
33:30 - Data vs sentiment
34:10 - Is data useful in an emotional market?
35:29 - How to stay objective when getting caught up in the noise?
 
 
Got questions or feedback?
Email us: PODCAST (AT) SUBURBDATA.COM.AU
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.

What makes a suburb really worth investing in?
In this episode, we chat about the key ingredients of a high-performing property.
From suburb selection and asset quality to emotional traps and the overhyped “blue chip” myth. Grab a coffee and tune in for a no-BS chat full of tips, laughs and a bit of expert busting.
Let us know your biggest property investing lesson in the comments!
 
Episode Highlights:
00:00 - Introduction
02:09 - How can investors minimise mistakes?
08:59 - Most common emotional pitfalls
12:12 - Investor mistake process
16:09 - How is DSR different from its competitors?
21:22 - How often should investors review the DSR score?
25:40 - What’s the first thing to check on the ground
27:42 - How does infrastructure developments impact growth?
30:52 - Strong DSR score, underperforming?
 
Got questions or feedback?
Email us: PODCAST (AT) SUBURBDATA.COM.AU
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.