Suburb Data with Damien & Jeremy

Ep. 26: Positive Cash Flow Property: Good or Risky? – Part 1

In part one of our Positive Cash Flow series, we dive into the nuts and bolts of cash flow properties: what they are, how they work, and whether they’re a smart move in today’s high-interest-rate environment. 🏡
From calculating yields to understanding the balance between growth and cash flow, we’re breaking it all down with real-world examples.
Tune in to skip the guesswork and learn how to make your property investments work smarter, not harder!
 
Got questions or feedback?
Email us: PODCAST (AT) SUBURBDATA.COM.AU
Let us know in the comments, and don’t forget to like, share, and subscribe for part two!
 
Episode Highlights:
00:00 - Introduction
01:12 - What is a positive cash flow property
02:01 - Housing, what is average?
12:48 - Breaking down a positive cash flow example
20:53 - What’s the key variable? 2% change
23:42 - Gross rental yield
30:18 - How long do rental yields as high as 7.9% last?
35:49 - Yield % vs typical house prices
39:27 - Conclusion
 
Viewer Favourites
👉 Q&A with Jeremy Sheppard: Entering/Exiting Markets, Buyers Agents, Suburb Selection and More - https://youtu.be/nrxq5l2MIuw
👉 How to Analyse a Property Market - https://youtu.be/TMgvL07LzXs
👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo
👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.
 

Ep. 25: Suburb Growth Metrics, Key Targets and Where the Data comes from?

Ever wondered which metrics really drive suburb growth? 🏘️
In this episode, we’re tackling a big question from one of our listeners: what specific data should investors focus on, and where does it come from?
Join us as we break down key metrics like vacancy rates, rental yields, and demand-to-supply ratios.
We’ll share why relying on just one number could lead you astray and how AI-driven insights can give you an edge in picking the best areas to invest.
Perfect for anyone looking to skip the guesswork and make smarter property moves!
Like, subscribe, and share if you find this helpful!
 
Episode Highlights:
00:00 - Introduction
00:44 - Viewer question
04:56 - Why Mertric Targeting matters
09:17 - Metrics to consider
13:19 - The key filters to use
19:35 - Conclusion
 
Viewer Favourites
👉 Q&A with Jeremy Sheppard: Entering/Exiting Markets, Buyers Agents, Suburb Selection and More - https://youtu.be/nrxq5l2MIuw
👉 How to Analyse a Property Market - https://youtu.be/TMgvL07LzXs
👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo
👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-
 
DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.
 

Ep. 24: Q & A: Gathering Data, Active Listings, Brisbane Olympics and More | Jeremy Sheppard

In this episode of the Suburb Data Podcast, we dive into YOUR questions! 🧐
From finding real property data to the impact of the Brisbane 2032 Olympics on the market, we've got all the insights you need. Plus, we'll chat about the hot markets like Perth and Townsville and share why some areas might not be the investment goldmines they're hyped up to be.
Tune in for some no-fluff advice and plenty of laughs along the way!
 
Episode Highlights:
00:00 - Introduction
01:12 - Question 1
05:39 - Question 2
10:27 - Question 3
13:11 - Question 4
18:39 - Question 5
21:08 - Question 6
 
Viewer Favourites
👉 Q&A with Jeremy Sheppard: Entering/Exiting Markets, Buyers Agents, Suburb Selection and More - https://youtu.be/nrxq5l2MIuw
👉 How to Analyse a Property Market - https://youtu.be/TMgvL07LzXs
👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo
👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-
 
DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.
 

Ep. 23: Negative Gearing: Save or Sink Australia's Property Market

In this episode, we dive into the hot topic of negative gearing!
We break down what it means, why it’s back in the headlines, and what it could mean for property investors and the Aussie market.
From tax breaks to rent increases, we’ve got all the insights you need—no accounting degree required!
Hit that play button for an easy-to-digest chat, and don’t forget to like, subscribe, and share if you find value in our content! 👍
 
Episode Highlights
 
00:00 - Introduction
01:49 - What is negative gearing
06:10 - Taxable losses example
08:09 - Aiming for capital growth
11:37 - Who benefits?
14:40 - Property in Australia is not unaffordable
20:38 - Australia is not alone, let’s check NZ
30:17 - Pro’s and Con’s
32:16 - Summary
 
 
DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 22: The 18-Year Property Cycle with Jeremy Sheppard

In this episode, we dive into the so-called "18-year property cycle" – does it hold any truth for the Aussie market? 🤔 Spoiler: it's not looking good!
Together, we break down the historical data and show why this U.S.-based theory doesn't really apply to Australia. From national growth rates to property booms (and busts), we cut through the myths and give you the real scoop on property cycles in Australia. 📊🏠
 
Episode Highlights
 
00:00 - Introduction
01:22 - national growth rate
03:50 - Long-term national average growth rate
06:16 - The market booms
08:18 - Lowering the boom benchmark
13:18 - Conclusion
 
DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 21: The Global Liveability Index 2024

In today’s episode, we’re diving into the 2024 Global Liveability Index—exploring who’s up, who’s down, and where Aussie cities rank on the world stage. We’ll break down how Melbourne, Sydney, and other top cities are faring, and what these rankings mean for property investors like us.
Plus, we’ll discuss taxes, the cost of living, and why Australia might just be the best place to live and invest.
Whether you’re a seasoned investor or just starting out, this episode has something for everyone.
 
Episode Highlights:
00:00 - Introduction
01:00 – What is the Global Liveability Index
02:40 – Most Liveable City Rankings
14:46 – Cost of Living Comparison
17:45 – Key Takeaways
 
Viewer Favourites
👉 Should You Purchase One Big Asset or Two Cheaper Ones? - https://youtu.be/0x8G2rHvp38
👉 Cashflow and Return for a Property Investment - https://youtu.be/1-ML8RkMJdc
👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo
👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 20: Q & A: Entering/Exiting Markets, Buyers Agents, Suburb Selection and More | Jeremy Sheppard

In this episode of the Suburb Data Podcast, we have heard your questions and answer them today! We will dive into the nitty-gritty of property investment strategies. Discover the impact of Loan Mortgage Insurance (LMI) and its role in leveraging your investments.
We also tackle the complex world of Self-Managed Super Funds (SMSFs) and buying property through them, exploring the pros, cons, and necessary financial planning. Plus, we unpack the elusive concept of a "good yield" and how to balance rental income with property growth. And for those sitting on a cash windfall, we’ll discuss how to invest wisely without the need for lending and much more...
 
Episode Highlights:
00:00 – Introduction
01:13 – Entering and Exiting the Market
04:32 – Avoiding Overly Competitive Suburbs
07:28 – Using a Buyer’s Agent
10:02 – Choosing a Suburb for Growth, Cash Flow, and Low Risk
12:10 – Considering Duplexes, Townhouses, and Units
14:25 – Buying with a Low Deposit and LMI
24:05 – Purchasing Property via SMSF
35:02 – Investing Cash without Borrowing
41:00 – Conclusion
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
• Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 19: NSW Bans No-Grounds Evictions

In this episode, Damien and Jeremy dive into New South Wales' new legislation banning no-grounds evictions. We explore what this means for property investors, dissect the implications for landlords and tenants, and discuss the broader impact on the rental market. 
Join us as we provide expert insights, share personal anecdotes, and challenge common perceptions about property investing in Australia. This episode is perfect for anyone looking to navigate the complexities of real estate and stay informed about the latest industry developments. 
 
Episode Highlights: 
00:27 - Introduction 
01:28 - Making renting fairer in NSW 
05:14 - No grounds for eviction rules 
06:09 - Is this addressing the rental crisis 
12:38 - Solving the rental crisis is political 
16:51 - Renting is not the worst-case scenario 
18:40 - Key takeaways 
 
DISCLAIMER:  
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.  
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.  
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.  
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.  
Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 18: Real Estate Myths Buyers and Sellers Need to Ignore

In this episode, we dispel common real estate myths and share insights on a recent news article. We explore whether you can truly time the market, the likelihood of a property price crash, and if renting is genuinely more cost-effective than buying. Additionally, we address listener questions about investment strategies and borrowing power. Tune in and start building your sustainable path to financial independence in the Australian property market.
 
Episode Highlights: 
00:00 - Introduction 
01:17 - Viewers comments 
14:45 - Real estate myths article 
16:03 - Myth 1 - You can time the market 
20:20 - Myth 2 - Prices will crash 
24:12 - Myth 3 - Lost borrowing power 
26:41 - Myth 4 - Renting is cheaper than buying 
30:21 - Myth 5 - You need a 20% deposit 
 
Viewer Favourites
👉 Should You Purchase One Big Asset or Two Cheaper Ones? - https://youtu.be/0x8G2rHvp38
👉 Cashflow and Return for a Property Investment - https://youtu.be/1-ML8RkMJdc
👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo
👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-
 
DISCLAIMER:  
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.  
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.  
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.  
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.  
Any actions taken by viewers based on the information in this video are at their own risk.

Ep. 17: Buyer's Agent 'Success Story' Email Too Good to Be True

In this episode, we review an email from an unnamed buyer's agent, examining its claims of helping clients achieve financial freedom by purchasing five properties in 24 months. While the numbers sound impressive, we delve into the details, revealing the exceptional circumstances required for such feats and cautioning listeners about the inflated promises and marketing tricks prevalent in the real estate industry. Through our analysis, we aim to provide a more honest approach to property investment.
 
Tune in for valuable insights and practical advice on navigating the complexities of property investing in Australia.
 
Episode Highlights:
00:00 - Introduction
01:00 – Buyers Agent Email
02:12 – Dissecting the email
08:17 – Key takeaways
10:35 – Benchmark for retirement
13:40 – Conclusion
 
Viewer Favourites
👉 Should You Purchase One Big Asset or Two Cheaper Ones? - https://youtu.be/0x8G2rHvp38
👉 Cashflow and Return for a Property Investment - https://youtu.be/1-ML8RkMJdc
👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo
👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-
 
DISCLAIMER:
Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.
The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.
It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.
We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.
Any actions taken by viewers based on the information in this video are at their own risk.